If you’ve already got savings and investment plans in place for all of your important life goals—retirement, house, kids’ college, and such--pat yourself on the back for taking charge of your financial future. But don’t rest on your laurels. Strong financial plans need to be adapted regularly if they’re going to continue to fit your needs through the years. Winston Churchill said, “To improve is to change; to be perfect is to change often.”

As we look at markets and the economy, our goal is always to provide perspective for our clients. We understand that news headlines can send mixed messages, so we want to make sure you’re informed on what is most important to your financial progress.

You may have seen that the Federal Reserve cut interest rates again by 0.25%, marking the resumption of a rate cutting cycle that started last year. This is making headlines in the financial news, so it offers a good opportunity to discuss what we’re seeing in the economy and how it relates to your portfolio

Spiritual counselors have been saying it forever: a wedding is not a marriage. That’s why scores of fiancés turn to trusted religious leaders to discuss their values before getting married; indeed, it’s required in some faiths.

According to a 2014 Gallup Poll, the average age for an American to retire is 62, though baby boomers, at least, don’t expect to call it a workday until 66. That same poll, however, also reported that people under 30 are most likely to plan on retiring before they turn 55—speculating that, perhaps, hope springs eternal among young people.